Redacted sample · OR-C-2608-014

What leaves the desk.

Fictional property. Fictional contractor. Real structure. Cover always says this is a construction estimate for the named contractor — not a proof of loss and not a representation of the insured.

Price-list unit costs below are illustrative. Live files use the current list for the loss-location zip.

Cover Prepared for Ridge Line Roofing LLC · not a PA engagement

Project: 14xx S. [redacted], Aurora, CO · Steep-slope architectural · Date of loss as reported by Client: 07/12/2026 · Price list: CO Front Range, current period · Measurement: EagleView + field check

ESTIMATETakeoff slice
ItemQty
Field shingle, laminated31.2 SQ incl. 12% waste
Starter, eaves + rakes186 LF
Ridge cap, manufacturer64 LF
Drip edge, eaves / rakes84 / 46 LF
Ice-and-water at adopted eave distance310 SF

Material list is written to the contractor’s branch, not a house account.

ESTIMATEPrice slice
Build-upNote
LaborFront Range wage logic, not a national dump
Steep 7/12+ / 10/12+Two planes. Gauge photos in appendix
High / two-storyRear elevation only
OH / POn the bid. Xactimate 10/10 only if three trades exist
ExclusionsInterior paint, solar D&R unless listed

This is the number they can stand on. It is not “what the carrier owes.”

PRODUCTIONCompare slice
MarkLine
MStarter at rakes — confirm photos R-01, R-02
MDrip edge rakes — adopted code on replacement
SCap coded as cut-from-field
QSteep applied to 8 SQ, gauge says 14 SQ
Assumed decking: field-confirm only. Not in the delta.

Talking points go to the contractor. The contractor submits.

Run this on a live address Walk it in 20 minutes